SMPLNVST

Legal

Terms of Service

Last updated: June 5, 2026

1. About SMPLNVST

SMPLNVST is a simulated stock market platform designed for learning and entertainment purposes, operated by SMPLPXLS LLC ("we," "us," or "our"). All portfolio activity, trades, and balances within the app are entirely virtual — no real money is involved in the simulation itself. Access to the Service is offered as a paid subscription, as described in Section 5.

By accessing or using SMPLNVST (the "Service"), you agree to be bound by these Terms of Service between you and SMPLPXLS LLC. If you do not agree, please do not use the Service.

2. Not Financial Advice

SMPLNVST is for educational and simulation purposes only. Nothing on this platform constitutes financial, investment, legal, or tax advice. All market data, prices, and portfolio results shown in the app are for informational and educational use and should not be relied upon for real investment decisions.

Past simulated performance does not guarantee future real-world results. Always consult a qualified financial professional before making real investment decisions.

3. Eligibility

You must be at least 13 years of age to use SMPLNVST. By using the Service, you represent that you meet this requirement. If you are under 18, you should review these Terms with a parent or guardian.

4. Your Account

You sign in to SMPLNVST using your Google account. By doing so, you authorize SMPLNVST to receive basic profile information from Google (your name, email, and profile photo) as described in our Privacy Policy.

You are responsible for all activity that occurs under your account. You agree not to share account access with others or attempt to access another user's account.

5. Subscriptions and Pricing

SMPLNVST is offered as a paid subscription service. Two plans are available:

  • Monthly: $2.99 USD per month, billed automatically each month.
  • Annual: $23.88 USD per year, billed once annually — equivalent to $1.99 per month, about a 33% savings versus the monthly plan.

Free trial. First-time subscribers receive a 7-day free trial. You will not be charged during the trial. If you do not cancel before the trial ends, your subscription will automatically convert to a paid subscription at the plan price you selected.

Where you subscribe. Web subscriptions are billed through Stripe. iOS subscriptions are billed through Apple using the Apple ID associated with your device. The plan, pricing, and trial terms above apply equally on both platforms.

Taxes. Listed prices do not include applicable sales tax or VAT. Taxes are calculated and added at the time of purchase based on your location and the payment platform's tax rules.

Pricing changes. We may modify subscription pricing in the future. If we do, you will receive at least 30 days' advance notice through the Service or via email to your registered address, with the option to cancel before the new price takes effect on your subscription.

6. Auto-Renewal and Cancellation

All SMPLNVST subscriptions automatically renew at the end of each billing period unless you cancel at least 24 hours before the period ends. You will be charged the then-current subscription price within 24 hours of the renewal date. Cancelling takes effect at the end of your current paid period — you retain access to paid features until that date and will not be charged again.

If you subscribed on iOS: Your subscription is managed through your Apple ID account. To cancel, change plans, view billing history, or request a refund, go to Settings → [Your Name] → Subscriptions on your iPhone or iPad, or use the Manage Subscription option inside the SMPLNVST app. Apple's standard subscription terms apply — see Apple's Media Services Terms for details.

If you subscribed on the web: Your subscription is managed through SMPLNVST directly. To cancel, change plans, update payment method, or view billing history, go to Profile → Manage subscription inside the SMPLNVST web app. Web subscription checkout and billing management is provided through our subscription infrastructure partner, RevenueCat; see our Privacy Policy for details on the data shared with them.

7. Refunds

iOS subscriptions: All refund requests for iOS subscriptions are handled by Apple and must be submitted through your Apple ID at reportaproblem.apple.com. SMPLNVST does not process refunds for App Store purchases.

Web subscriptions: If you experience a billing error or extenuating circumstance, you may contact us at contact@smplpxls.com within 30 days of the charge and we will review your request. Refunds are issued at our discretion and are not guaranteed except where required by law.

Cancellation alone does not entitle you to a refund of the current billing period. Once a subscription period begins, payment for that period is non-refundable except as described above or as required by law.

8. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose
  • Attempt to reverse-engineer, scrape, or exploit the platform or its data
  • Interfere with or disrupt the integrity or performance of the Service
  • Attempt to gain unauthorized access to any part of the Service or its infrastructure
  • Impersonate any person or entity
  • Use the Service to evade trial or subscription pricing (for example, by creating multiple accounts to repeatedly access the free trial)

9. Market Data

Stock prices and market data displayed within SMPLNVST are sourced from third-party providers and may be delayed or subject to inaccuracies. We make no warranties regarding the accuracy, completeness, or timeliness of any market data presented in the app. This data is provided solely to support the simulation experience.

10. Intellectual Property

All content, design, logos, and code that make up SMPLNVST are owned by or licensed to SMPLPXLS LLC. You may not reproduce, distribute, or create derivative works from any part of the Service without our express written permission.

Your simulated portfolio data belongs to you. We do not claim ownership of the virtual investment decisions you make within the app.

11. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.

We reserve the right to modify, suspend, or discontinue the Service at any time.

12. Limitation of Liability

To the fullest extent permitted by law, SMPLPXLS LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Service. Our total liability to you for any claim arising from your use of the Service shall not exceed the amount you paid us in subscription fees in the 12 months preceding the event giving rise to the claim. Because SMPLNVST involves no real money in the simulation itself, we have no liability for any virtual losses or gains that occur within the app.

13. Account Termination and Data Reset

You may end or reduce your relationship with SMPLNVST in several ways:

  • Cancel your subscription: Stops future billing at the end of your current paid period. Your account remains active and you keep access to paid features until that period ends, after which your account becomes read-only (your portfolio is preserved but you cannot place new trades).
  • Reset transaction history: Permanently deletes your simulated trades, holdings, dividend records, splits, and snapshots, and zeroes your cash balance. Your account, watchlist, and subscription remain intact. Useful if you want a clean simulation start without losing your account.
  • Delete your account: Permanently removes your authentication record and all associated data, including your watchlist and subscription record. This action is irreversible.

Automatic reset after extended subscription lapse. If your subscription expires and is not renewed within 60 to 67 days, we automatically perform a transaction history reset as described above. Your account, watchlist, and subscription billing record remain intact, so you can resubscribe at any time and start fresh. This is to prevent stale simulated portfolios from persisting indefinitely under inactive accounts.

We also reserve the right to suspend or terminate your account at any time if you violate these Terms. Upon termination by us, your portfolio and personal data will be deleted in accordance with our Privacy Policy, and any unused portion of your subscription will not be refunded except as required by law.

14. Changes to These Terms

We may update these Terms from time to time. When we do, we will update the "Last updated" date at the top of this page. Material changes that affect your rights or obligations (including pricing changes, as described in Section 5) will be communicated with at least 30 days' advance notice through the Service or via email to your registered address. Continued use of the Service after the effective date of any changes constitutes your acceptance of the revised Terms.

15. Governing Law

These Terms are governed by the laws of the State of Washington, United States, without regard to its conflict of law provisions.

16. Contact

Questions about these Terms? Reach us at: contact@smplpxls.com

SMPLPXLS LLC
Washington, United States